Life Planning

Education
Career
Family
Home
Car
Retirement
Vacation
Money

Personal Profile

Financial Objectives
Risk Profile
Lifestyle Preferences

Living Life

Receive Employment Income
Family Changes
Buy Assets
Pay Bills
Choose Payment Methods
Manage Credit and Debt
Save and Invest
Manage Cash Flow
Manage Net Worth
Change Jobs
React to Random Events

Banking

Savings Account
Checking Account
Deposits
Withdrawals
Pay Bills
Setup Automatic Payments
Payment History

Assets

Buy
Sell
Price
Taxes
Inflation
Market Value

Liabilities

Make Payments
Category
Principal
Unpaid Balance
Amortization Schedule

Loan

Apply for a Home Mortgage
Apply for a Car Loan
Principal
Interest Rate
Amortization Period

Credit Card

Issuer
Service Fees
Credit Limit
Credit Rating
Interest Rate
Current Balance
Minimum Payment
Past Due

Taxes

Sales Taxes
Payroll Taxes
Real Estate Taxes
Income Taxes
Employment Withholdings
File Tax Return

Net Worth

Cash
Assets
Current Market Value
Liabilities
Balance
Interest Rate
Payments

Economics Concepts

Scarcity
Marginal Cost-Benefit
Allocation of Goods
Supply and Demand
Gain from Trade
Specialization and Trade
Markets – Price and Quantity
Role of Price
Role of Money
Profit and the Entrepreneur
Sustainability

Income

Job Income
Investment Income
Wages
Pay Period
Employment Withholdings

Expenses

Family
Housing
Transportation
Other

Investing

Buy/Sell Low/Med/High Risk Investments
Portfolio Management
Portfolio Value
Diversification
Net Worth
Gain and Loss
Return on Investment
Book Value
Market Value
Capital Gain

Gambling on the Lottery

Buy Scratch Ticket
Buy Super Jackpot
Prizes
Odds of Winning

Economic Indicators

Economic News and Events
Economic Growth
Inflation
Consumer Price Index
Unemployment
Prime Interest Rate

Financial Literacy

Personal Responsibility
Financial Evaluation
Spending and Saving
Employment Income
Time Value of Money
Risk-Reward
Return on Investment
Keeping Financial Records
Payment Methods
Credit
Credit Rating
Debt
Investing
Taxes

Economics Concepts

Scarcity
Marginal Cost-Benefit
Allocation of Goods
Supply and Demand
Role of Incentives
Gain from Trade
Specialization and Trade
Markets – Price and Quantity
Role of Price
Role of Competition
Role of Economic Institutions
Role of Money
Role of Interest Rates
Role of Investment
Role of Resources
Profit and the Entrepreneur
Productivity
Opportunity Cost
Growth
Sustainability
Role of Government
Macroeconomy
Economic Growth
Unemployment
Consumer Price Index
Inflation
Prime Interest Rate
Monetary and Fiscal Policy

Law and Ethics

Property
Bankruptcy and Liability

Math Concepts

Whole Numbers
Decimal Numbers
Adding
Subtracting
Multiplying
Dividing
Fractions
Percentages
Charts and Graphs
Reporting

Career and Life Skills

Decision Making
Problem Solving
Critical Thinking
Creative Thinking
Organization
Planning
Family Commitments
Time Management
Stress Management
Risk Management
Leadership
Self-Esteem
Entrepreneurial Thinking
Self Analysis

Topics covered in the Experiencing Financial Literacy subject guide

Your Personal Finances
Your Assets
Your Liabilities
Managing Your Assets and Liabilities
Key Investment Concepts
Making Your Money Grow
The Investment Timetable
Calculating the Return on Investment
Bank Accounts
Credit and Loans
Taxes

Learning Guides and Activities included in the Financial Literacy Education Bundle

Personal Finance Terms
Managing Your Assets and Liabilities
Your Net Worth
Planning Your Future
Your Cash Flow
Managing Your Portfolio