Table of Contents

1. Welcome 

2. GoVenture Financial Literacy

   1. What is the GoVenture Financial Literacy Simulation
   2. What Makes GoVenture Financial Literacy Unique
   3. GoVenture for You
   4. What You Need to Play GoVenture Financial Literacy
   5. More Information
        

   Section I: Introduction to Personal Finance
    

3. Your Personal Finances

   1. Cash Flow
   2. Assets, Liabilities, and Net Worth (Equity) 

4. Your Assets

   1. Cash
   2. Investment Securities
   3. Capital Assets
   4. Investment Property or Personal Use Property 

5. Your Liabilities

   1. Borrowing, Debt, Loans, and Credit - What Are They?
   2. Why Do People Borrow?
   3. Interest Payments
   4. Credit Ratings
   5. Revolving Credit and Loans
   6. Rents and Leases
   7. Family Loans and Loan Guarantees
   8. Consumption, Income, and Wealth Taxes 

6. Managing Your Assets and Liabilities

   1. Setting Goals and Planning
   2. Monitoring Your Financial Health
   3. Insuring Your Life and Assets
   4. Living and Retiring Comfortably 

7. Key Investment Concepts

   1. Time Value of Money
   2. Return on Investment (ROI)
   3. Rate of Return
   4. Risk and Return
   5. Economic Influences
   6. Economic Indicators

8. Making Your Money Grow

   1. Savings and Debt Investments
   2. Equity Investments
   3. Gambling
   4. Qualified Retirement Plans
   5. Summary 

9. Next Steps
   
   

   Section II: Additional Reference Material
    

10. The Investment Timetable 

11. Calculating the Return on Investment

    1. Comparing Investments and Rates of Return
    2. Simple Rates of Return
    3. Compound Rates of Return 

12. Bank Accounts

    1. Checking Accounts
    2. Savings Accounts
    3. Term Deposits
    4. Electronic Banking Services
    5. Risks and Benefits - Bank Accounts

13. Credit and Loans

    1. Credit Cards - Financial Institution Credit Cards
    2. Credit Cards - Retail Charge Cards
    3. Personal Line of Credit
    4. Overdraft Protection
    5. Personal/Consumer Loans 

14. Taxes

    1. Direct and Indirect Taxes
    2. Sales Tax
    3. Income Tax
    4. Real Estate Tax (Property Tax)
    5. Estate Tax
    6. Tax Shelters