Table of Contents

  1. Welcome

  2. GoVenture Personal Finance

    1. What is the GoVenture Personal Finance Simulation
    2. What Makes GoVenture Personal Finance Unique
    3. What You Need to Play GoVenture Personal Finance
    4. More Information

  3. Your Personal Finances

    1. Introduction
    2. Making and Spending Money
    3. Assets, Liabilities and Net Worth (Equity)

  4. Managing Your Personal Finances

    1. Setting and Meeting Goals
    2. Monitoring Your Financial Health
    3. The Investment Timetable

  5. Return on Investment - ROI

    1. The Time Value of Money
    2. Risk
    3. Types of ROI
    4. Rate of Return

  6. The Economy

    1. Overview
    2. Economic Factors
    3. Economic Indicators

  7. Putting Your Money to Work for You

    1. Making Your Money Grow
    2. Savings and Debt Investments
    3. Equity Investments
    4. Gambling
    5. Qualified Retirement Plans

  8. Bank Accounts

    1. Overview
    2. Checking Accounts
    3. Savings Accounts
    4. Term Deposits
    5. Risks and Benefits

  9. Annuities and Insurance

    1. Overview
    2. Annuities
    3. About Life Insurance
    4. Term Insurance
    5. Whole Life Insurance
    6. Term Insurance vs Whole Life Insurance
    7. Other Insurance

  10. Money Market Instruments

    1. Overview
    2. Money Market Securities
    3. Buying and Selling Money Market Instruments
    4. Risks and Benefits

  11. Bonds

    1. Overview
    2. Why People Buy Bonds
    3. Bond Characteristics
    4. Special Types of Bonds
    5. Bond Ratings
    6. Buying and Selling
    7. Risks and Benefits

  12. Stock

    1. Overview
    2. Why Companies Sell Stock
    3. Why People Buy Stock
    4. Common and Preferred Shares/Stock
    5. Buying and Selling in the Stock Market
    6. Risk and Benefits

  13. Mutual Funds

    1. Overview
    2. Types of Mutual Funds
    3. Buying and Selling Mutual Funds
    4. Ownership
    5. Risks and Benefits

  14. Other Equity Investments

    1. Derivatives
    2. Commodities
    3. Precious Metals
    4. Capital Assets

  15. Capital Assets

    1. Overview
    2. Investment Property vs Personal Use Property
    3. Real Estate Investments and Your Home
    4. Investment Risks and Benefits

  16. Borrowing, Debt and Credit

    1. What Is It?
    2. Good Credit - Bad Credit
    3. Credit Cards - Financial Institution Credit Cards
    4. Credit Cards - Retail Charge Cards
    5. Personal Line of Credit
    6. Overdraft Protection
    7. Personal/Consumer Loans

  17. Taxes

    1. Direct and Indirect Taxes
    2. Consumption, Income and Wealth Taxes
    3. Sales Tax
    4. Income Tax
    5. Real Estate Tax (Property Tax)
    6. Estate Tax
    7. Tax Shelters

  18. Next Steps